Bank BCA

03.24 doyan No comments

Advantage Bank BCA

As a transactional bank, BCA offers a wide range of services to meet the specific needs of our customers. As a financial intermediary institutions, BCA has been working hard to strengthen the credit by preparing a variety of packages that are attractive to potential customers. We have a number of advantages that are key to our success in providing services that are useful, efficient and easy. These advantages are:

1. Highly professional management team who always follow the policies and regulations of national and international banking;
2. Human resources (HR) well-trained and oriented to service for the customer;
3. Range of products and services that are innovative and meet the actual needs;
4. Utilization of latest technology appropriately;
5. Ongoing efforts in maintaining the security level of the highest banking;
6. An extensive network of branches and sub-branches throughout Indonesia;
7. Delivery channel options (delivery channel) wide to achieve maximum customer comfort level, and
8. As of March 31, 2010 has had around 6710 ATM cash and non-cash and ATM Cash Deposit provided at various strategic locations throughout Indonesia.

Products and Services
Along with our goal to become the first choice in transactional banking, we have continually worked to expand the range of products, services and channels Conductor. We also have ensured that each of our superior products and services among customers because of its high quality and professionalism of our employees on duty to serve customers.

In developing products and services we offer, we always consider our customers' needs are always changing. Furthermore, we continue to refine each of our products or services by adding new features to enhance customer convenience in using it. The more facilities we provide at an ATM, KlikBCA Individual Internet banking, mobile banking m-BCA, and so forth.

For the business community, especially the SMEs, we provide a range of products and services designed specifically to meet their needs. Products and services, among others, is KlikBCA Business and BCA Bizz (in certain locations).

We also provide various types of credit products to meet customer needs, such as the Home Ownership Credit (KPR), BCA, vehicle loans (KKB), BCA and corporate credits.

Type Name Products and Services
Savings Account PHASES, TAPRES Account, Current Account, Time Deposits and Certificates of Deposit.
Credit Card Card BCA, BCA Master Card, Visa BCA, BCA JCB
Electronic Banking ATM BCA, BCA Debit, Cash BCA, KlikBCA Internet banking, mobile banking m-BCA, BCA Link, Call Center
Banking Transaction Services Safe Deposit Box (SDB), Money Transfers, Travelers Cheques, Collection and Clearing, foreign currency.
KPR Credit Facility, KKB, Working Capital, Loan Syndication, Export Credit, Trust Receipt, Investment Credit.
Bid bond Bank Guarantee, Payment Bond, Advance Payment Bond, Performance Bond, and the Center for Management of Import Duty Exemption and Refund (P4BM).
Export-Import Facility LC, Negotiation, Bill Discounting, Documentary Collections, Bankers Acceptance.
Facilities Foreign Exchange Spot, Forward, Swap, and other derivative products



Technology
BCA can be proud of its strategic use of technology, and the use of sophisticated technology that accurately has become an important element in our competitive strength.

Thanks to technology adoption are very selective, we have been recognized both nationally and internationally as a leader in application technology. Our decision in choosing the technology is always based on our vision as a leading transactional bank. That's why our focus is on efforts to maximize operational efficiency and improve our service to the customer.

We also use technology to support the treasury, risk management and development of delivery channels which we constantly do.

Business Continuity
In accordance with the regulations stipulated by Bank Indonesia, we have strengthened and relocate the Disaster Recovery Center (DRC) us to a location outside the country with the help of one of the largest IT providers in the world.

Security (Security)
To ensure that we implement the best possible security system, we use the services of TruSecure Corporation, a company based in the United States. This security consulting companies regularly evaluate the security of our systems and provide recommendations for improvement measures to be taken. The company will also provide a certificate to BCA as long as they feel satisfied with our efforts in ensuring that our system has the highest level of security that may be achieved.

Our Network
By leveraging technology and human resources are highly trained, BCA has successfully expanded its network-both conventional and electronic networks, to provide the most convenient banking experience for its customers.

On March 31, 2010, our customers can call 889 branches throughout Indonesia in the next two representative offices in Hong Kong and Singapore. Special services for premium customers BCA Our priority is also available in 130 branches. At the international level, we cooperate with more than 1831 correspondent banks in 108 countries to provide services such as instruction to pay (Payment Order).

Through BCA Bizz centers, we provide unique services to meet the needs of business owners, such as depositing cash after closing their shops and services to take or deliver cash.

Currently, a number of BCA Bizz has been unveiled at the trade centers and businesses in several major cities in Indonesia like Jakarta, Bandung, and Semarang. In the future, centers Bizz new BCA will follow.

Meanwhile, BCA credit cards are accepted throughout Indonesia as well as in millions of places around the world. BCA credit card has a full range of features such as the installment of the BCA that allows cardholders to get all the goods / services desired by installments fixed in accordance with the ability to shop. Also Reward BCA where each transaction with credit card whenever and wherever BCA, cardholders will receive reward dollars that can be exchanged directly with a variety of items needed. Then Autopay BCA facility that would take care of a variety of routine bills such as electricity bills, telephone, insurance and so forth. Not to mention plus a variety of attractive offers that are very profitable.

Various e-banking technology has also allowed us to expand our delivery channel options. Our ATM network is spread in strategic locations throughout Indonesia. BCA Debit Cards, we also received over 31,000 merchant outlets in 54 000 with terminal 126 896 Electronic Data Capture (EDC), while BCA Cash cards allow merchants to help buyers who need cash by debiting the amount exceeds the amount they must pay.

With KlikBCA, we provide for individuals and business owners a variety of banking services to suit their own needs through the Internet. Meanwhile, for those who are always traveling, we provide mobile banking services through the channels of m-BCA, SMS Top Up BCA, BCA by Phone and Halo BCA.

BCA has developed a wireless broadband infrastructure to ensure high-speed data communications between headquarters and branch offices.

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